Board of Directors

Mr. Ramesh Ramanathan, Chairman

The Founder and Chairman of Janalakshmi, Mr. Ramesh Ramanathan has a proven track record in addressing many of the issues faced by urban India. Ramesh has to his credit strong international banking experience, creating innovative institutional products, working with cutting edge technology and risk management systems. He possesses an Honors degree in Physics from BITS Pilani, and an MBA from Yale University's School of Management. He has co-authored the book "Urban Poverty Alleviation in India," and is a champion for the advocacy of poverty-related and public governance issues.

Mr. R. Srinivasan, Executive Vice-Chairman

Mr Srinivasan has worked closely with Mr Ramesh Ramanathan in drawing the blue print of Janalakshmi and continues to be the guiding force for the entire team. Prior to joining Janalakshmi as CEO, he served as Deputy Chief Executive Officer, India of ANZ Grindlays Bank and later as a senior advisor to both Fitch Ratings and JP Morgan. Mr. Srinivasan has an M A in Economics from Delhi University and has more than four decades of experience in both the Public and Corporate sector

Mr. V. S. Radhakrishnan, CEO & Managing Director

Radha, as he is fondly called, is a veteran banker with an illustrious career in the banking sector. He was with HSBC for over 25 years where he held various senior positions before moving to ING Vysya Bank for 3 years. Radha has an MBA from Indian Institute of Management, Ahmedabad.

Mr. S. Viswanatha Prasad, Director

Mr. S. Viswanatha Prasad is a senior Microfinance professional who has over eight years of operating and senior management experience in the microfinance sector, preceded by a decade in the mainstream financial sector. He is a co-founder of The Bellwether Microfinance Fund and is also the promoter of Caspian Advisors, the Fund Manager of Bellwether. Mr. Prasad was earlier associated with and was instrumental in the rapid growth of India's first regulated MFI, Bhartiya Samruddhi Finance Limited (BASIX Group), where he served as COO and then CEO.

Mr. Zaheer Abbas Sitabkhan, Director

Mr. Sitabkhan is the CEO of Treeline Investment Management Ltd. He was earlier Director of Lloyd George Management. He graduated from Case Western Reserve University in 1987 with a B.A and from Indiana University in 1991 with an MBA.

Mr. Sunil Behari Mathur, Director

Mr. Sunil Behari Mathur is an independent director of the company. He has more than 40 years of experience in Insurance and Housing Finance. He was the chairman of Life Insurance Corporation of India from August 2002 to October 2004 and is also a former chairman of the National Stock Exchange. Mr. Mathur is a qualified chartered accountant and currently serves on the board of directors of various companies. He has also been sponsored by the United States Agency for International Development ("USAID") for a training program on housing finance at the Wharton Business School.

Mr. Uday P. Chitale, Director

Mr. Uday Chitale is a Chartered accountant by profession and a senior Partner in M/S M.P. Chitale and Co. He has served on expert committees set up by ICAI, SEBI, RBI, IRDA, and IBA.

Mrs. Rama Bijapurkar, Director

Mrs. Rama Bijapurkar is one of India's most respected thought leaders on market strategy and consumer related issues in India. She is also a keen commentator on social and cultural changes in the evolving liberalizing India. Rama serves as an independent director on the boards of many reputed organisations across various fields.

An alumnus of the Indian Institute of Management, Ahmedabad, Rama continues to be involved with her alma mater where she is a visiting faculty and also serves on the Board of Governors. Rama's work experience has been in market research and strategy consulting and includes leadership positions with McKinsey & Company, MARG (now AC Nielsen India), and full time consulting with Hindustan Unilever India.

Mr. Narayan Ramachandran, Director

Mr. Narayan Ramachandran is the former Country head-India, Morgan Stanley. Mr. Ramachandran has also served as the Head and Co-Lead Portfolio Manager of Morgan Stanley's Global Emerging Markets and Global Asset Allocation teams, managing over $25 billion in assets. Before joining Morgan Stanley, he was the Managing Director at Rogers Casey (now CRA Rogers Casey). In addition, Mr. Ramachandran was Director of Research at Rogers Casey and President of its investment advisory subsidiary. He received a B.Tech in chemical engineering from IIT, Bombay and an MBA from the University of Michigan. Mr. Ramachandran holds the Chartered Financial Analyst designation.

Mr. T. S. Siva Shankar, Director

Mr. T. S. Siva Shankar is a banker with two decades of experience in Citibank across treasury operations, debt capital markets, corporate finance and private equity. He serves as the CVCI nominee on the Boards of Sharekhan (an unlisted retail brokerage company) and SPML Infrastructure (listed EPC Company). Mr. Siva Shankar is a graduate in Electronics Engineering from IIT Madras and holds a PGDBM from IIM Lucknow.

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