Openings

Jana Dhana Mitra (JDM)
|
Mumbai

The Jana Dhana Mitra is responsible for collecting savings at the door step of the customer on a daily basis.

Jana Dhana Mitra Coordinator (JDMC)
|
Bangalore

The Jana Dhana Mitra Coordinator is responsible for monitoring collection of savings at the door step of the customer on a daily basis by the JDMs.

Customer Relationship Executive Sales (CRES)
|
Bihar

Responsible for converting prospective customers acquired by CREMs into productive sales. Support in cross-sell and collections. Meet defined sales and cross-sell targets.

Community Mobilisation Executive
|
Mumbai

To work closely with the JanaOne teams to carry out the programme to the Centre’s customers and generate as many participants as possible.

Customer Relationship Executive Collections (CREC)
|
Belgaum

Responsible for collecting installments from customers. Support in sales and cross-sell. Meet defined collections (bio-metric and cross-sell) ensuring PAR less than 0.25%. Also responsible for collections of Enterprise customers.

Jana Cluster Head
|
Mysore

Responsible for the control & functioning of the RFS business handled by a group of Jana Centres under it. Entails oversight for customer sourcing, facilitating credit worthiness checks, loan disbursals, customer management, collections, and cross-sell, in line with defined targets. Accountable also for the effective functioning of all the Jana Centers and the field staff under each.

Branch Head
|
Pune

Responsible for the overall P&L performance of the Branch, to include both, Retail (Individual and Group Loans) and Enterprise operations. Provide hands-on control of business operations, customer management (develop and retain), collections, ensuring portfolio quality across the area of operations, ensure compliance, and handle people within the branch.

Jana Center Head
|
Delhi

Responsible for the control & functioning of the RFS business handled by the field staff of the Jana Center. Entails involvement in customer sourcing, facilitating credit worthiness checks, loan disbursals, customer management, collections, and cross-selling, in line with defined targets. Accountable also for the effective functioning of the
Jana Center and the field staff under it.

Openings

Compliance Manager | Bangalore

To identify, assess, mitigate and monitor compliance risks with regulatory guidelines, regulatory requirements on an on-going basis and report the findings to the management, lest there could be regulatory penalties adversely affecting the reputation of the organisation.

Role: Compliance Manager

Location: Bangalore

Area of Operation: All products/ processes and lines of business in JFS

Reporting To: Compliance Head

Responsibilities:

  • Risk assessment, Risk Mitigation, Risk monitoring and testing, Risk Reporting
  • Ensure no fines and penalties from the regulators
  • Provide information as required by stakeholders
  • Dissemination of regulations, Periodic monitoring of level of Compliance, Compliance reporting to Management and Board
  • Upskill self and team for higher roles
  • Provide support, education and training to staff to build risk awareness within the organization.

Requirements:

  • Degree in Banking / Chartered Accountancy / Any other recognized course on Compliance
  • Relevant experience required in Banks or other financial services industry
  • At least 3 years of experience in risk functions/ audit. Should be having working knowledge of Banking/ NBFC Operations and regulatory framework of financial institutions.
  • Basic English (spoken and written) and Working knowledge of IT
  • Skills – Good Communication, Customer Focus, Analytical skills, conflict management, business sense
Operations Risk Manager | Bangalore

Monitor Operations Risk together with the business by building a sustainable competitive advantage and fully integrating risk management in daily business activities and strategic planning.

Role: Operations Risk Manager

Location: Bangalore

Area of Operation: All products/ processes and Lines of Business in JFS

Reporting To: Head Operations Risk

Responsibilities:

  • Risk assessment, Risk Mitigation, Risk monitoring and testing, Risk Reporting.
  • Monitor the established risk appetite
  • Provide information as required by stakeholders
  • Assess the risks of existing/ new process
  • Risk reporting in an appropriate way for different stakeholders
  • Planning, designing and implementing an overall risk management process for the organization

Requirements:

  • Degree in Banking / Chartered Accountancy / Any other recognized course on Risk Management
  • Relevant experience required in Banks or other financial services industry
  • Operational risk management experience.
  • Business/function experience.
  • A clear understanding of the industry’s approach to the management of operational risk, or equivalent experience gained in other organizations.
  • Ability to leverage resources across the organization to complete deliverables.
  • Sound judgment and courage necessary to perform a control role and maintain effective working relationships
  • Basic English (spoken and written) and Working knowledge of IT to evaluate the IT related risks
  • Good Communication, Customer Focus, Analytical skills required
Senior Executive Employee Incentives | Bangalore

Perform regular sales incentive activities that result in a timely and accurate monthly compensation payout.  This includes extracting and updating data, reconciling data, and verifying and summarizing the outputs.

Role: Senior Executive (Employee Incentives)

Location: Bangalore

Reporting To: Head HR Operations

Responsibilities:

  • Interact with sales employees and research and evaluate various inquiries, model financial impacts, and develop responses
  • Develop quarterly forecasts and year-end accruals
  • Develop scenarios and modeling for incentive goal setting and other business purposes
  • Gather, analyze, prepare and summarize recommendations for financial payments/plans.
  • Design and produce analyses/reports/metrics for the department and/or management.
  • Identifies and develops recommendations for process improvements
  • Perform updates to incentive processes and tools as business need dictates
  • Follow and conduct audit processes and review internal controls to ensure financial transactions are accurate, timely and comply with accounting standards, principles and company
  • Summarizes and presents complex financial information to senior management

Requirements:

  • Requires 4-6 years financial analysis experience with a Master’s degree in HR / Finance or CA Inter.
  • Industry Background – Similar role in Banking, Large Manufacturing MNC, Service Industry or in a HR Consulting Organization
  • In-depth knowledge and application of financial analysis principles, concepts and standards Knowledge of company and industry practices and standards
  • Advanced MS Excel Skills with knowledge of Macros must
  • Intermediate MS Access skills required
  • Strong communication and written skills
  • Strong analytical abilities
  • Self-starter and a quick learner
Branch Manager | All India

To manage the overall functioning and operations of the branch and drive the branch towards higher profitability.

Role:  Branch Manager | All India

Location: All India

Responsibilities:

  • Managing Operations and overall functioning of the branch.
  • Responsible for meeting the branch targets and adherence to all guidelines and regulatory requirements
  • Cost Management and Cost effectiveness at the branch to ensure profitability, also ensure that the branch adheres to the Know Your Customer (KYC) and Anti Money Laundering (AML) norms at all times
  • Ensuring that the customers get world class services and their needs are understood and met through the financial product offerings of the bank.
  • Supervising Key Areas including Marketing, Business Channel Development, Team Development and Revenue Generation
  • Ensure all laid down system and processes are followed at the branch as stipulated by the Senior Management.
  • Ensure that all staff are adequately trained on the Products of the Bank and Sales Processes.
  • Responsible for dealing with External and Internal Auditors and inspections and compliance.

Requirements:

  • MBA or Post Graduate with a banking experience of 6 to 15 years in managing a branch.
  • Should have a track record of driving a branch towards higher profitability.
  • Should possess strong communication skills, leadership skills and service orientation.
  • Hold a strong command on Business and Collection Portfolio.
  • Knowledge of the local language will be an added advantage.